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Despite the contribution limits allowed to Canadians, the average yearly investment  is $ 3,500.

 
    

 

Only 25% of households have an RRSP greater than $ 100,000.

Less than 50% of Canadians who have an income plan to contribute this year

The average contribution is about $ 3,500.

2 out of 3 do not contribute the maximum.

The average total for the long time contributors is approximately $ 60,000 in their RRSPs.

Only 18% of RRSP holders use their maximum rule allowing them to invest up to 30% of their RRSP abroad.

The system has existed for more than 50 years, since 1957!

More than 50% of Canadians over 65 have an RRSP.

It's good for them because on average, men receive $ 501 monthly government pension, women $ 285. 47% of the elderly are widowed. 23% live on incomes average $ 10,500!

Contribution by age (source: STC)
 

Age

Average contribution

20-29

2 592 $
30-39 4 042 $
40-49 4 492 $
50-59 4 912 $
60-65 5 177 $